Home Loyalty Programs What’s the Deal With Annual Credit Card Fees?What’s the Deal With Annual Credit Card Fees? June 13, 2019 by The Points Pundit In the miles and points world, we often recommend readers about the best tips and tricks to maximize and improve their travel experiences. Readers love signing up for the best credit card offers. They help jump start your travel plans by providing a large chunk of miles in the form of sign-up bonuses. However, these cards often come with hefty annual fees. Premium Credit Cards However, credit card annual fees often receive a lot of attention. The Chase Sapphire Reserve card generated a huge amount of buzz when it initially launched with a 100,000 points offer. We’ve seen steady increases in annual fees for card like the American Express Platinum Card, The American Express Gold Card as well as the business version of the Platinum Card. While these increases in annual fees have come in along with an addition … [Read more...] about What’s the Deal With Annual Credit Card Fees?
Best credit card for airline miles
Home Advice Credit Cards Earn More Miles than FlyingCredit Cards Earn More Miles than Flying May 22, 2019 by The Points Pundit Up until recently, it was a commonly held belief that best and fastest way to earn miles was traveling. But that’s not the case today! The savvy traveler knows credit cards earn more miles. When you use the credit card method, you have the potential to rack up points faster. You can earns the same if not more miles and points than flying. However, while the answer seems simple, it’s more complicated to implement. Given the plethora of cards available in the market, which card should you apply for? If you look around on the internet, you’ll find umpteen pieces of advice. The Options We know that credit cards earn more miles and points. But which one is the best option? There’s no definitive answer; every traveler is unique and their needs and requirements vary. I’m going to walk through the different steps that you … [Read more...] about Credit Cards Earn More Miles than Flying
June Casagrande, NerdWallet Published 3:30 pm CDT, Friday, May 10, 2019 This article was first published on NerdWallet.com. You saw an irresistible credit card offer — tens of thousands of bonus points or miles easily worth a plane ticket or short hotel stay. You seized the opportunity, earned the sign-up points and enjoyed them to their fullest. Now, you’re left holding a credit card that likely will never pay off that big again. No more five-figure points bonuses, just a syrup-slow process of earning miles as you shop, accumulating one or two points for every dollar you spend at a pace that probably won’t get you another free trip for years. Worse, you’re paying an annual fee just to hold the card. If you don’t earn those points or miles fast enough, your costs could outpace your rewards. Many who jump at a credit card sign-up bonus end up here, and the credit card issuers count on it. After all, they’re in business to make money, … [Read more...] about 8 Ways to Keep Your Travel Credit Card Working for You
Every once in a while I’ll be on a tour or staying at a hotel where I can’t help but hear the conversations around me. Sometimes I hear something that makes me stop what I’m doing and listen. The latest happened on a trip to Peru recently when one traveler asked, in amazement, “Why would you use a debit card to pay for an $8,000 tour? Are you out of your mind?!” The recipient of this question mumbled something about responsible spending and not going into debt, but the others at the table hit him with a barrage of arguments that had him saying, “Okay, OKAY—I get it. So what card should I get?” On the one hand, you’ve got to admire a guy who got to retirement age without putting things on a credit card. That restraint and fiscal responsibility are admirable. On the other hand, half the people at that table I was eavesdropping on had not paid for their flight—they cashed in miles to get to Peru. This guy, on the other hand, had … [Read more...] about Are You Getting All the Credit Card Perks for Travelers?
WalletHub is out with a list of what it considers the Best Frequent Flyer Programs for 2019. Because the term “best” is usually relative to the traveler, lists of this kind can range from useful to clickbait. WalletHub’s version seems to be the former; it includes substantial data points and even an interactive calculator where travelers can enter their travel budget to find the best option for them. The survey ranks the 10 largest domestic airlines based on 23 key metrics, ranging from the breadth of the airline’s route map to the ease of attaining elite status to the airline’s fees. The methodology is quite extensive, (which we’ll get to in a moment). Related: Can You Sell Frequent Flyer Miles? The ‘Best’ Frequent Flyer Programs As for that list, here are the WalletHub rankings. Delta SkyMiles (for the fourth straight year in WalletHub’s rankings) United Airlines JetBlue Airways Southwest Airlines Hawaiian Airlines … [Read more...] about The Best Frequent Flyer Programs for 2019, Ranked