Updated: March 18, 2016 Next week I leave for France for more than nine months, and it’s high time I change my international money management strategy. For too long I have been the victim of budget-killing $5.00 international ATM fees and 3% foreign transaction fees- so I started doing some research to find the best travel credit cards out there. When I began my credit card search I knew I needed both a credit card and debit card with no international transaction fees. I first went after the credit card that other travelers seemed to adore – the Capital One Venture Rewards card. After my application was promptly rejected, I was terrified (and tearing up a bit). Luckily Chase accepted my application for the Chase Sapphire Preferred card soon after and now I’m breathing again. Here is a list of all the credit and debit cards I’m taking with me this year, and the ones that best suit my backpacker budget. Best travel debit cards Charles Schwab debit … [Read more...] about The Best Travel Credit and Debit Cards for Backpackers
Best rewards cards for travel
It's not the much-revered Chase Sapphire Preferred Shane Roberts Published 10:37 am PDT, Tuesday, August 13, 2019 Photo: The Points Guy Photo: The Points Guy Image 1 of / 1 Caption Close Image 1 of 1 Photo: The Points Guy The best credit card for restaurants and dining out 1 / 1 Back to Gallery Spending categories like Gas and Entertainment vary widely from person to person, but everyone, and especially those living in major cities, can benefit from maximizing the return on their restaurant spending. After an update last year, the American Express® Gold Card now earns a massive 4X Membership Rewards return on spending at restaurants and online delivery services, making it my … [Read more...] about This is the hands-down best credit card for dining out
Every once in a while I’ll be on a tour or staying at a hotel where I can’t help but hear the conversations around me. Sometimes I hear something that makes me stop what I’m doing and listen. The latest happened on a trip to Peru recently when one traveler asked, in amazement, “Why would you use a debit card to pay for an $8,000 tour? Are you out of your mind?!” The recipient of this question mumbled something about responsible spending and not going into debt, but the others at the table hit him with a barrage of arguments that had him saying, “Okay, OKAY—I get it. So what card should I get?” On the one hand, you’ve got to admire a guy who got to retirement age without putting things on a credit card. That restraint and fiscal responsibility are admirable. On the other hand, half the people at that table I was eavesdropping on had not paid for their flight—they cashed in miles to get to Peru. This guy, on the other hand, had … [Read more...] about Are You Getting All the Credit Card Perks for Travelers?
Don't let any of these myths prevent you from making the most of available travel rewards:Myth 1: Travel rewards credit cards have high annual fees.Some travel rewards cards have no annual fee. Many charge in the neighborhood of $95 a year. Usually that fee can be offset by using the cards' perks: free checked bags for airline-branded cards, for example, or a free night's stay every year for hotel-branded cards. Even the high-end cards with annual fees of $450 and up typically offer airport lounge access, credits to offset travel fees and higher rewards rates that can more than pay for the card if you're the right user. Myth 2: Travel rewards are hard to redeem.Finding free or upgraded airline flights can be a challenge, especially for people who don't plan well ahead. The best time to book a rewards flight is typically 9 to 12 months in advance, when the airlines first make such seats available. (It also pays to check back frequently, since carriers may add more awards seats … [Read more...] about 5 tips for making the most of travel rewards cards
30 Jan The Best Credit Cards With Travel Benefits Posted at 19:26h in Blog by Victoria Traveling can be a leading pathway to a fun and successful life. If you have the right credit card, then you will be able to get rewarded for traveling. There are a number of credit cards that have great travel benefits.Capital One Venture Rewards Credit Cardexcellent credit in order to apply for this card. Your credit score should be at least 670. The annual fee is $95, but it will waived during the first year. The interest rate can range from 15.24 to 25.24 percent.Chase Sapphire Preferred Credit Cardcredit score should be at least 690. The annual fee, which is $95, will be waived during the first year.Barclay Arrival Plus World Elite MasterCardWells Fargo Propel American Express CardBank of America Cash Rewards Credit Card Like this post? Share It! … [Read more...] about The Best Credit Cards With Travel Benefits