June Casagrande, NerdWallet Published 3:30 pm CDT, Friday, May 10, 2019 This article was first published on NerdWallet.com. You saw an irresistible credit card offer — tens of thousands of bonus points or miles easily worth a plane ticket or short hotel stay. You seized the opportunity, earned the sign-up points and enjoyed them to their fullest. Now, you’re left holding a credit card that likely will never pay off that big again. No more five-figure points bonuses, just a syrup-slow process of earning miles as you shop, accumulating one or two points for every dollar you spend at a pace that probably won’t get you another free trip for years. Worse, you’re paying an annual fee just to hold the card. If you don’t earn those points or miles fast enough, your costs could outpace your rewards. Many who jump at a credit card sign-up bonus end up here, and the credit card issuers count on it. After all, they’re in business to make money, … [Read more...] about 8 Ways to Keep Your Travel Credit Card Working for You
Best travel credit card
If you have the right credit card, you can turn one cent’s worth of points into a free $30 on Amazon. This invite-only offer for American Express cardholders (click here to see if you’re eligible) is valid on Amazon orders of $60 or more. Keep in mind that taxes and shipping don’t count towards the $60 minimum purchase. You’ll also be restricted to items shipped and sold by Amazon.com. The promotion runs through the end of 2019, although Amazon “reserves the right to cancel or modify this offer at any time.” Not eligible for the deal? Amazon is currently running a number of credit card offers, including a $75 statement credit after your first Amazon purchase with a new Discover card and a $70 Amazon gift card when you sign up for an Amazon Prime Rewards Visa Signature Card (which also offers five percent back at Amazon and Whole Foods). More from SmarterTravel: How to Choose the Best Travel Credit Card The Best Travel Rewards Credit Cards 10 … [Read more...] about Redeem Just One Credit Card Point for $30 Off at Amazon
Robin Saks Frankel, NerdWallet Published 11:48 am CST, Tuesday, January 8, 2019 This article was first published on NerdWallet.com. Ever come back from a family vacation feeling like you need a vacation? All the planning, packing, kid-corralling and sightseeing can make adventure time an exhausting time. Here’s a tip: Try thinking of your credit card as an efficient little suitcase. If you have the right one, you can unpack a bundle of time- and money-saving benefits that can make your family trip easier. This is how credit cards can help make your family travel more about fun and less about labor. » MORE: How to choose a travel credit card 1. Get treated like a VIP at the airport Many travel credit cards come with an annual fee — but if you’re traveling with a family, it might still save you money. The Chase Sapphire Reserve® offers complimentary Priority Pass Select membership, which lets you and a limited number of … [Read more...] about 5 Reasons Credit Cards Rule for Family Vacations
Robin Saks Frankel, NerdWallet Published 8:16 am CST, Tuesday, January 8, 2019 This article was first published on NerdWallet.com. New Year’s resolutions are about goal-setting: You want to lose those extra pounds, achieve that financial target or reach a professional milestone. While we can’t help you with your boss or your keto diet, we can help you use your credit cards in a way that will benefit your financial life in the new year. Read on for some resolutions that can have a positive impact on your wallet. Go on a debt diet NerdWallet’s 2018 analysis of U.S. household debt shows that the average household with credit card debt has an estimated $6,929 in revolving balances, or balances that carry from one month to the next. That figure may not seem overwhelming by itself, but combined with other obligations like student loans, mortgages and car payments, total debt can quickly spiral out of hand. If you’ve got sizable … [Read more...] about NerdWallet’s Best Credit Card Tips for January 2019
Holiday spending makes it easy to hit lucrative sign up bonuses Chris McGinnis Updated 10:57 am CST, Wednesday, November 7, 2018 Heavy holiday spending on gifts and travel helps make this a great time for a new card. Picture: Union Square in San Francisco as seen from the top of the Macy's Christmas Tree in 2015. Heavy holiday spending on gifts and travel helps make this a great time for a new card. Picture: Union Square in San Francisco as seen from the top of the Macy's Christmas Tree in 2015. Photo: Mike Kepka, The Chronicle Heavy holiday spending on gifts and travel helps make this a great time for a new card. Heavy holiday spending on gifts and travel helps make this a great time for a new card. Photo: Paul Chinn / The Chronicle Buy photo Heavy holiday spending on gifts and travel helps make this a great time for a new card. … [Read more...] about Now’s the perfect time for a new credit card. Why?