Bannon was overwhelmed and embarrassed by her financial muddle — but her biggest stumbling block? Just “floating along,” says Vera Kelsey-Watts, a certified financial planner at Peace of Money, an investment advisory firm based in Watertown and Newburyport. “There’s not some larger force that is acting in your best interest to point you in the right direction,” Kelsey-Watts says. “In order for these things to work, you need to tend and pay attention to them . . . . So not making a decision is a decision in and of itself.” Inertia is only one on a list of financial mistakes that experts say cut across all demographics, rich or poor, young or old. Blame some of it on our financial education. Americans live in the world’s wealthiest country, but are 14th in financial literacy, according to The Standard & Poor’s Ratings Services Global Financial Literacy Survey. Sixty percent of us don’t have $1,000 in savings to … [Read more...] about The 7 stupidest things we do with money
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Susan Tompor Detroit Free Press Published 6:00 AM EDT Apr 10, 2019 The closer you get to April 15, the more you might wonder why, exactly, we are paying someone to help us pay money to the federal government. Even if you're getting a tax refund, you might wonder why you have to take on this extra cost of buying tax software. If Americans have a do-it-yourself spirit, why are we spending $40 or $50 a pop or more on software to fulfill a federal obligation to file a tax return by April 15? Shouldn't the federal government simplify the process for those who do their own taxes? After all, we've moved far away from the days when most of us filled out paper returns and stuck them in the mail. About 90% of individuals electronically file their tax returns. Good luck with that taxpayer-friendly dream. This month, Congress moved closer to making it illegal for the Internal Revenue Service to create its own online system of tax filing. The measure is tucked … [Read more...] about Tax refunds: Congress blocking IRS from making process easy
By CAITY WEAVER MARCH 20, 2019 The particular sheen of America by Amtrak. The Voyages Issue Rick Steves Wants to Save the World, One Vacation at a Time It Was Just a Kayaking Trip. Until It Upended Our Lives. There Is No Reason to Cross the U.S. by Train. But I Did It Anyway. The Voyages Issue The particular sheen of America by Amtrak. By CAITY WEAVER photographs by: Holly Andres Tell your fellow americans that you plan to cross the United States by train, and their reactions will range from amusement at your spellbinding eccentricity to naked horror that they, through some fatal social miscalculation, have become acquainted with a person who would plan to cross the United States by train. Depending how you slice it — time or money — there are either 61 or 960 immediate reasons not to travel by Amtrak trains from New York City to Los Angeles. Those are the extra hours and dollars, respectively, that you might reasonably expect to … [Read more...] about There Is No Reason to Cross the U.S. by Train. But I Did It Anyway.
PUBLISHED: 18:02 13 November 2018 | UPDATED: 20:07 13 November 2018 Megan Aldous Goldie Sayers , Team GB Javelin Thrower and one of Suffolk's 100 Inspiring Women speaking at the event Picture: SARAH LUCY BROWN Archant This is a list that Suffolk should be proud of - 100 women who are positive role models for future generations, women who have achieved success in a diverse range of fields from business, the arts, sport and education to the third sector.The list was put together by a panel of judges this summer after we asked readers for their nominations. From top left: Jenna Ackerley, Anne Beckett-Allen, Katie Bannister, Jane Basham, Dayle Bayliss, Shayra Begum, Nicola Beach, Adele Bellis and Professor Emma Bond Pictures: WENDY AIKEN PHOTOGRAPHY/EDF ENERGY/BARRY ELEY/PHILIP MYNOTT/SUFFOLK COUNTY COUCIL/UNIVERSITY OF SUFFOLKJenna Ackerley, Events Under Canvas: A Felixstowe girl originally, 38-year-old Jenna now lives in East Bergholt with her husband and … [Read more...] about Meet 100 of Suffolk’s most inspirational women
By Elizabeth Harris Published 2:16 pm PST, Friday, November 9, 2018 Jeanne Kanai of Prudential Financial demonstrates the AgingBooth app at a benefits fair for State of Hawaii employees on Maui. Some apps are motivating workers to plan better for retirement. Jeanne Kanai of Prudential Financial demonstrates the AgingBooth app at a benefits fair for State of Hawaii employees on Maui. Some apps are motivating workers to plan better for retirement. Photo: Anna Kim / New York Times -- PHOTO MOVED IN ADVANCE AND NOT FOR USE - ONLINE OR IN PRINT - BEFORE NOV. 04, 2018. -- A participant shows a before photo, left, and an after photo made with the AgingBooth app at a benefits fair for State of Hawaii employees on Maui, Hawaii, Oct. 23, 2018. Retirement plan sponsors like Prudential and TIAA have developed games and quizzes to motivate workers to save and invest more actively. It might work. (Anna Kim/The New York … [Read more...] about Think saving for old age can’t be fun? Try making it a game