opinion Nancy Kaffer Detroit Free Press Published 6:15 AM EDT Mar 22, 2019 My credit score is a mystery to me. It is inexplicably bad, even though the overwhelming majority of things I am obligated to pay — rent, bills, auto insurance premiums — I pay on time. The credit rating bureau Experian says I've made five late payments over the life of my credit history, although it doesn't tell me what payments, or when. I don't have a lot of debt, which Experian says isn't good, and the kinds of debt I have, Experian also doesn't like. Because my credit score is bad, I pay more for anything with an interest rate: a car lease, a car loan, a mortgage, really, credit of any kind. And car insurance. Thanks to the way the auto insurance industry calculates an opaque metric called the "insurance score," folks with bad credit (like me) pay more for car insurance. Not because we're worse drivers, but because auto … [Read more...] about Rashida Tlaib’s car insurance bill would unlink credit score
Car insurance excluded driver
By David McAninch The New York Times Fri., Nov. 9, 2018 Not long ago, I spent a week walking around Paris. Before you yawn jadedly, let me clarify: I walked all the way around Paris. I began each day by donning a pair of beat-up Sauconys, consuming a prodigious breakfast at my hotel near the Porte Dorée, tucking a notebook and pen into my pocket, and proceeding on foot in a counterclockwise direction along the perimeter of the oval-shaped metropolis. I did not visit the Latin Quarter, the Marais, or Montparnasse. I skipped the Louvre, the Musée d’Orsay and the Eiffel Tower. I neglected to slurp oysters at Le Procope, eat ice cream at Berthillon, or stroll along the banks of the Seine — although I crossed the oxbowed river several times along un-famous bridges. In all, I notched some 55 kilometres (resuming my journey each morning by taking the Métro roughly to where I’d left off the previous day), a trek that included centrifugal … [Read more...] about Paris on foot: 55 kilometres, 6 days and one blistered toe
‘Marriage for all’ becomes officially registered A little over a year ago, Germans celebrated that gay marriage had been written into law. Starting November 1st, it will also be written into marriage registration logs. Up until this day, it was only possible to register ‘Ehemann’ (husband) and ‘Ehefrau’ (wife). But starting November 1st, both partners can be recorded as ‘Ehegatten’ (spouses). SEE ALSO: One year of 'Marriage for all' in Germany: How many couples have tied the knot? Changing order of names If you have two or more first names, you can now choose the order in which they will appear on official documents. Let’s say you’re named Franz Ferdinand. On the official record, that can also be Ferdinand Franz. However, those who write their name with a hyphen are excluded from the rule. Sorry, Franz-Ferdinand. It also comes as little surprise that the spelling of the names can’t be changed, just in case you … [Read more...] about Everything that changes in Germany in November 2018
Sections SEARCH Skip to content Skip to site index Travel Subscribe Log In Log In Today’s Paper Advertisement Supported by A journey around the perimeter of Paris, exploring neighborhoods well off the tourist-beaten path, revealed a city at once familiar and yet startlingly new. ByDavid McAninch Oct. 22, 2018 Not long ago, I spent a week walking around Paris. Before you yawn jadedly, let me clarify: I walked all the way around Paris. I began each day by I did not visit the Latin Quarter, the Marais, or Montparnasse. I skipped the Louvre, the Musée d’Orsay and the Eiffel Tower. I neglected to slurp oysters at Le Procope, eat ice cream at Berthillon, or stroll along the banks of the Seine — though I crossed the oxbowed river several times along un-famous bridges. In all, I notched some 35 miles (resuming my journey each morning by taking the Métro roughly to where I’d left off the previous day), … [Read more...] about Paris on Foot: 35 Miles, 6 Days and One Blistered Toe
Police are often accused of protecting their own. This is a story about a department that tried to hold one of its own accountable but couldn’t. It begins late one night in April 2015, when Juan Martinez Jr. and his cousin, Miriam Aquino, drove to an East Side apartment complex to buy marijuana. Two police officers watched the transaction and followed the pair as they drove away in Aquino’s Honda Civic, with Martinez behind the wheel. After pulling them over, the officers ran Martinez’s name and learned he had warrants for traffic offenses. They cuffed him and put him in the back of their patrol car. Officer Matthew Martin searched the Civic and found two bags of marijuana. He asked Aquino if there was more. She told him there wasn’t. She said she was a single mother and needed to get home to her kids. When Martin told Aquino he was going to call in a female officer to search her, she relented: The rest of the marijuana, she admitted, was in her bra. Then the … [Read more...] about SAPD said he altered evidence and lied about it. Yet Matthew Martin remains in law enforcement.