Every once in a while I’ll be on a tour or staying at a hotel where I can’t help but hear the conversations around me. Sometimes I hear something that makes me stop what I’m doing and listen. The latest happened on a trip to Peru recently when one traveler asked, in amazement, “Why would you use a debit card to pay for an $8,000 tour? Are you out of your mind?!” The recipient of this question mumbled something about responsible spending and not going into debt, but the others at the table hit him with a barrage of arguments that had him saying, “Okay, OKAY—I get it. So what card should I get?” On the one hand, you’ve got to admire a guy who got to retirement age without putting things on a credit card. That restraint and fiscal responsibility are admirable. On the other hand, half the people at that table I was eavesdropping on had not paid for their flight—they cashed in miles to get to Peru. This guy, on the other hand, had … [Read more...] about Are You Getting All the Credit Card Perks for Travelers?
Credit cards international travel
June Casagrande, NerdWallet Published 5:30 pm CDT, Friday, April 26, 2019 This article was first published on NerdWallet.com. “Free travel” — two little words that can jump-start the pulse, excite the imagination and, if you’re not careful, actually take money right out of your pocket. Travel rewards credit cards offering big sign-up bonuses and seemingly endless opportunities to earn points toward free flights, hotel stays and more can be almost irresistible. They’re so appealing, in fact, that you can entirely forget that issuers of these cards are in business to make money. Merchant fees, interest charges, late fees and annual membership fees all have a way of tipping the balance sheet in the issuers’ favor over the long term. Even without grabbing the hottest new credit card offer, you can come out a loser in the points and miles game. Frequent traveler loyalty programs can lure you into making choices that are ultimately bad for … [Read more...] about How to Sidestep the Potential Pitfalls of Travel Credit Cards
Sacombank international credit cards holders will enjoy promotions during summer vacation. — Photo courtesy of SacombankViet Nam News HCM CITY — Sacombank has announced promotions for international credit cardholders when they book air tickets, hotels and sightseeing services or spend when travelling under programmes it has launched for the summer holidays. From April 1 to September 30, Sacombank international credit cardholders (excluding corporate credit cards) can send text message THE VIVU <last four digits on the credit card> to 8149 to get benefits when shopping and spending overseas, though not online. CCardholderswill get a preferential foreign currency transaction fee rate of just 1.5 per cent when they spend at least VNĐ5 million (US$215.5). Sacombank Visa Signature cardholders will get their Sacombank air miles tripled, enabling them to redeem tickets from many airlines, get Vietnam Airlines reward miles or redeem for annual fees or cash. Other … [Read more...] about Sacombank offers summer vacation deals on credit cards
Sarah Skidmore Sell, Ap Personal Finance Writer Updated 2:08 pm PDT, Tuesday, March 26, 2019 FILE- In this Monday, March 25, 2019, file photo, Jennifer Bailey, vice president of Apple Pay, speaks about the Apple Card at the Steve Jobs Theater during an event to announce new products in Cupertino, Calif. Apple is hoping a credit card will entice more iPhone owners to use Apple Pay. less FILE- In this Monday, March 25, 2019, file photo, Jennifer Bailey, vice president of Apple Pay, speaks about the Apple Card at the Steve Jobs Theater during an event to announce new products in Cupertino, ... more Photo: Tony Avelar, AP Photo: Tony Avelar, AP Image 1 of / 1 Caption Close Image 1 of 1 FILE- In this Monday, March 25, 2019, file photo, Jennifer Bailey, vice president of Apple Pay, … [Read more...] about Apple tries to take a bite out of credit card industry
19 Dec 10 Brilliant Credit Card and Money Tips for Traveling Abroad Posted at 20:53h in Blog by Victoria You need to know the rules about your credit card when traveling to another country. Learn these 10 brilliant tips for using a credit card internationally. Do you want to travel abroad and explore the world? More Americans are traveling to other countries with a record 80 million traveling abroad in 2016. Don’t be overwhelmed with how to exchange money and how you will pay for your purchases – your credit card will help you take advantage of the best conversion rates. You need to know the rules about your credit card when traveling to another country. Learn these 10 brilliant tips for using a credit card internationally. 1. Let the Bank Know You are Traveling First and foremost, let the bank know you plan to travel to another country. This is a huge red flag, and the bank may freeze your account if they don’t know you are abroad. The last … [Read more...] about 10 Brilliant Credit Card and Money Tips for Traveling Abroad