Comprehensive car insurance covers damaged caused by weather. Under the terms of the contract, the policyholder will be reimbursed if the car was damaged by extreme weather. Comprehensive also reimburses the owner if the car was totaled. So, if the car was flooded by Hurricane Florence, this policy will cover the costs. The policyholder will be reimbursed based on the car’s Actual Cash Value. This means that the policyholder will be reimbursed for the value of the car at the moment when the car was flooded. A car’s value depreciates over time. This is a very important thing to remember. Comprehensive coverage will also cover damaged accessories. But only if those accessories were declared and covered before the car was damaged. Making claims for accessories that were not declared is useless. No company will reimburse undeclared items. Insurance companies will no longer issue comprehensive coverage once a hurricane was announced. This is a safe-lock for companies and … [Read more...] about Does Car Insurance Cover Flood Damage Caused By Hurricanes?
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