June Casagrande, NerdWallet Published 3:30 pm CDT, Friday, May 10, 2019 This article was first published on NerdWallet.com. You saw an irresistible credit card offer — tens of thousands of bonus points or miles easily worth a plane ticket or short hotel stay. You seized the opportunity, earned the sign-up points and enjoyed them to their fullest. Now, you’re left holding a credit card that likely will never pay off that big again. No more five-figure points bonuses, just a syrup-slow process of earning miles as you shop, accumulating one or two points for every dollar you spend at a pace that probably won’t get you another free trip for years. Worse, you’re paying an annual fee just to hold the card. If you don’t earn those points or miles fast enough, your costs could outpace your rewards. Many who jump at a credit card sign-up bonus end up here, and the credit card issuers count on it. After all, they’re in business to make money, … [Read more...] about 8 Ways to Keep Your Travel Credit Card Working for You
Gas business credit card
Every once in a while I’ll be on a tour or staying at a hotel where I can’t help but hear the conversations around me. Sometimes I hear something that makes me stop what I’m doing and listen. The latest happened on a trip to Peru recently when one traveler asked, in amazement, “Why would you use a debit card to pay for an $8,000 tour? Are you out of your mind?!” The recipient of this question mumbled something about responsible spending and not going into debt, but the others at the table hit him with a barrage of arguments that had him saying, “Okay, OKAY—I get it. So what card should I get?” On the one hand, you’ve got to admire a guy who got to retirement age without putting things on a credit card. That restraint and fiscal responsibility are admirable. On the other hand, half the people at that table I was eavesdropping on had not paid for their flight—they cashed in miles to get to Peru. This guy, on the other hand, had … [Read more...] about Are You Getting All the Credit Card Perks for Travelers?
Melissa Lambarena Nerdwallet Published 2:35 PM EST Dec 31, 2018 These days, many of us wear different hats to earn income on the side. You might clock out of one job and into the next as a ride-hailing driver, Airbnb host, Etsy shop owner or pet sitter. Such “gig economy” work can make for a stressful tax season that eats up your time (and billable hours) and costs you potential deductions. A separate credit card for business purposes can help simplify things and maximize your income. Here’s how a regular rewards credit card or a rewards-earning business credit card can offer value to your side hustle. 1. Simplify the paper trail Using a separate credit card for your side business can save hours over sorting personal from business expenses, and prevent you from missing valuable deductions. Everything you need to track is on one spending report. You’ll still need receipts, but your expenses can easily be found and backed up. Harry Campbell, founder of The … [Read more...] about 3 ways a new credit card can boost your side job
Erin Douglas, Staff Writer Updated 1:24 pm CST, Friday, December 14, 2018 Lucky Mart, 3841 Cummings Drive, Alvarado, TX 76009 Lucky Mart, 3841 Cummings Drive, Alvarado, TX 76009 Photo: Google Maps Photo: Google Maps Image 1 of / 55 Caption Close Image 1 of 55 Lucky Mart, 3841 Cummings Drive, Alvarado, TX 76009 Lucky Mart, 3841 Cummings Drive, Alvarado, TX 76009 Photo: Google Maps Gas stations that price gouged during Hurricane Harvey to reimburse customers 1 / 55 Back to Gallery Eleven gas stations in the Fort Worth area will have to reimburse customers for price gouging during Hurricane Harvey, Attorney General Ken Paxton announced today. Sun Macro Corporation, Mr. Group Inc., … [Read more...] about Gas stations that price gouged during Hurricane Harvey to reimburse customers
JC Reindl Detroit Free Press Published 6:00 AM EST Dec 1, 2018 Admission is just $5 at Farmington Civic Theater, a historic and first-run cinema in downtown Farmington. But don't even think of pulling out a debit or credit card at the box office. Since it opened in 1940, the theater has taken payment only in actual dollars and coins. “After 78 years of being cash-only, it is a hard habit to break," explained theater General Manager Scott Freeman. The Farmington movie theater is one of a fast-dwindling number of metro Detroit businesses that do not accept credit cards and still require customers to pay for nearly everything in cash. (Caveat: A few do take personal checks.) Managers and owners of these businesses cite fraud concerns, payment-processing fees and the plain-old tradition and simplicity of cash as reasons they have resisted installing credit … [Read more...] about Some Detroit spots remain cash-only: No cards, no Bitcoin