Courtney Jespersen Nerdwallet Published 11:02 AM EST Jan 18, 2019 A new year brings an expectation to set the perfect resolution. Here’s an idea: Resolve to buy all of the things you want and need, but pay less money for them. Sound difficult? It’s actually not. Here’s how to maximize sales and plan your shopping for 2019. We listed the best products to buy each month, plus the holidays when you’ll find major sales – and a bonus: the national days when you can score free stuff. January With a fresh page on the calendar comes a fresh start for sales. These items are discounted in January : –BEDDING AND LINENS. Department stores hold bedding and linen “white sales” in January with deep discounts on sheets and towels. –FITNESS EQUIPMENT. Retailers know you want to get in shape. Expect fitness equipment and apparel sales to abound at sporting goods stores. –TVS AND ELECTRONICS. Just before the Super Bowl, retailers … [Read more...] about Nerdwallet: What to buy every month in 2019
Robin Saks Frankel, NerdWallet Published 8:16 am CST, Tuesday, January 8, 2019 This article was first published on NerdWallet.com. New Year’s resolutions are about goal-setting: You want to lose those extra pounds, achieve that financial target or reach a professional milestone. While we can’t help you with your boss or your keto diet, we can help you use your credit cards in a way that will benefit your financial life in the new year. Read on for some resolutions that can have a positive impact on your wallet. Go on a debt diet NerdWallet’s 2018 analysis of U.S. household debt shows that the average household with credit card debt has an estimated $6,929 in revolving balances, or balances that carry from one month to the next. That figure may not seem overwhelming by itself, but combined with other obligations like student loans, mortgages and car payments, total debt can quickly spiral out of hand. If you’ve got sizable … [Read more...] about NerdWallet’s Best Credit Card Tips for January 2019
Let's shatter one myth right now: Airline passengers typically can't talk their way into upgrades from the cheapest coach seats to first class just by dressing up and asking politely. Travel providers usually save their best experiences — comfortable seats, spacious hotel suites, quick check-in lines — for those willing to pay more. When upgrades are handed out for free, the goodies typically go to frequent travelers who spend a lot with those providers. There are ways, however, of getting a much better travel experience without paying top dollar. Here are a few approaches to consider if you want to make your next trip a little more luxurious. HOW TO GET AN AIRLINE UPGRADE The first rule of scoring a better seat: Don't book the cheapest "basic economy" tickets, which can't be upgraded. If you're not sure whether a ticket can be upgraded, ask before you book. If a flight has multiple "cabins" or classes of service — economy, premium economy, business and first — … [Read more...] about Liz Weston: How to score luxury travel for less
Brianna McGurran NerdWallet Published 10:56 PM EDT Oct 28, 2018 Student loans aren’t scary the way roller coasters are — a quick hit of adrenaline and a silly souvenir photo to capture the moment. No, student loans are scary because they alter the way you see your future. They fill you with dread that you’ll never have a house, a vacation to remember or a secure retirement. It’s understandable that you would avoid looking at something that gives you nightmares. But just like exposure therapy can help people who are afraid of snakes, for example, you must face your student loans if you want to free yourself from their grasp. That dread will dissolve once you make a plan to lower your bills and say goodbye to debt. Step 1: Find out where you stand A fifth of those with student debt were behind on their payments in 2017, according to the Federal Reserve. You’re far from alone if you’re overwhelmed. To move beyond your fears, come face to face … [Read more...] about Ask Brianna: Are you afraid of your college debt?
Kimberly Palmer, NerdWallet Published 10:49 am CDT, Friday, October 26, 2018 This article was first published on NerdWallet.com. A year ago, travel bloggers Radhika Basu Thakur and Johnny Hoy were looking forward to a productive week in a remote part of Guatemala. The owner of their rental had assured them it had solid Wi-Fi access. But when they settled in, they realized it was spotty and slow. “We could barely load a page,” Basu Thakur recalls. The couple, who blog at FulltimeNomad.com, managed to use the slow connection to buy mobile data online so they could use their smartphones to create a Wi-Fi hot spot. Now, they make sure to always buy phone data ahead of time so they can access the internet from almost anywhere. As Basu Thakur and Hoy found, working while on the road isn’t easy. Whether you’re traveling for business or pleasure, you have to contend with Wi-Fi issues, distractions and noise, among other challenges. We asked … [Read more...] about How to Work From Anywhere Like a Boss