The initial plan for this post was to research all of the different travel insurance options on the market for backpackers and world travelers. I did the research—it took ages. And I had planned to compare and contrast what’s included in key companies (which I do below). But my overall conclusion is that World Nomads is the best travel insurance for backpackers.After sussing out the negative and positive reviews on other sites, it’s pretty clear that the while every single travel insurance company has some negative reviews, there are many success stories for World Nomads and its support staff. And I have used them for 10 years now, and still love their coverage.That said, different trips call for different travel needs!It would be disingenuous for my World Nomads review to not cover when it might not be the right fit for your planned trip.Below I’ll cover why I picked World Nomads for most of my world travels, but also why I’ve used IMG … [Read more...] about A Little Review… Should You Buy World Nomads Travel Insurance
Which insurance is best for young drivers
Visit The Boston Globe Share on Twitter Share on Facebook Comment on this Scroll to top of page By Brooke Lea Foster April 09, 2015 WHEN ANA BARROS first stepped into Harvard Yard as a freshman, she felt so out of place she might as well have had the words “low income” written on her forehead. A girl from Newark doesn’t belong in a place like Harvard, she thought, as she marveled at how green the elms were, how quaint the cobblestone streets. Back home, where her family lives in a modest house bought from Habitat for Humanity, there wasn’t always money for groceries, and the world seemed gray, sirens blaring at all hours. Her parents, who immigrated to the New York area from Colombia before she was born, spoke Spanish at home. It was at school that Barros learned English. A petite 5-foot-2 with high cheekbones and a head of model-worthy hair, Barros found out in an e-mail that she’d been accepted to Harvard — a full … [Read more...] about What is it like to be poor at an Ivy League school?
If you are car shopping for a recent graduate, the traditional thinking about the best vehicle for new drivers has changed. In the past, families generally looked for the oldest, largest and cheapest car possible — “slow, big and ugly,” said Alex Epstein, director of transportation safety at the National Safety Council, a nonprofit group. “That’s not true anymore,” he said. Advances in safety technology mean that old “beaters” are no longer the best choice for young adults, or new drivers generally. The top killer of teenagers is automobile crashes, and “the No. 1 reason,” Epstein said, “is inexperience.” But new safety technology can help provide “extra eyes and ears” for rookie drivers. Systems include forward-collision warning, which warns of an impending crash; blind-spot monitoring, to help with changing lanes safely; lane-departure warning, to alert drivers who are drifting; and automatic … [Read more...] about Advice has changed on what car to buy for a young driver
It’s no secret that in Germany, Versicherung, or insurance, is king. Whether it is to cover your home, car, work-life or person, you want to make sure that you are in-the-know about which services you should have. We are here to help with a full guide to the different types of insurances and when you might need them. Insurance for when you’re sick With so many different kinds of health insurance, it's good to know the differences. Photo: DPA Krankenversicherung (health insurance) is the mack-daddy of all insurances, because without health insurance you are not even allowed to be in the country. There are two basic types of health insurance in Germany - public and private. And trust us, there are some big differences between the two. Public, or statutory health insurance, is required for everyone earning less than €4,462.50 per month, or €53,550 per year, and what you pay as a … [Read more...] about What you need to know about the complicated world of German insurance
IF something sounds too good to be true then it probably is. It's a concept which we all buy into, in theory, if not always in practice.In this scientific era our faith in technology has tempered our acceptance of this common-sense approach. Our assumption is that science has made everything safe and controllable, but in truth there is no such thing as ‘absolute safety'. Anyone who opines otherwise belongs firmly in the ‘too good to be true' camp. Everything comes with a baseline of unavoidable risk. The business of insurance is to make sure that those unavoidable risks are mitigated and programmed into our plans.As someone who's been involved in insurance for three decades I'll not go as far to say that risk is ‘good', but I'm also the MD of a business operating in a highly competitive sector. On that basis I share JFK's view that “There are risks and costs to a programme of action. But they are far less than the long-range risks and costs of comfortable … [Read more...] about Life is a risky business