Car insurance is mandatory. Each state, except New Hampshire, requires drivers to carry car insurance. Not assuming financial responsibility is punishable by law, if caught driving uninsured. . Car insurance will protect drivers from costly lawsuits. If a driver causes an accident and he does not have auto insurance, he will pay the victims from his own budget. The costs resulting from an accidents usually range between several thousands of dollars to several tens of thousands of dollars. Even more, if the damaged car was a luxury one or the victims sustained serious injuries. . Collision car insurance will automatically reimburse the policyholder. Collision car insurance will help the policyholder get sufficient money for car repairs or even replacements. This policy can be used no matter if the policyholder is the at-fault driver or not. Car insurance is required by lienholders. In order to secure their investment, lienholders require the buyer to carry full coverage. When the car … [Read more...] about Find Out The Main Reasons Why Drivers Should Carry Car Insurance
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The first thing to do when discovering a lapse, it to call the insurance company. In many cases, the driver has simply forgotten to pay the premiums. However, even unintentional, the company will still have to apply some rules and negotiate reinstating coverage. Drivers with just a few days of coverage lapse can be easily reinstated. Furthermore, they can be reinstated by the same carrier. Drivers with longer coverage lapse periods have a different negotiations outcome. It all depends on the carrier and the client’s history. If the policyholder has been a client for a long time, he has been a good driver, the company may decide that they want him back. But in many cases, the driver may have to look for another insurance provider. The reinstatement procedure also differs by carrier. Some companies may renew the current policy, while other companies will ask the driver to reapply for a new, more expensive coverage. Plus other payment conditions, like electronic payment … [Read more...] about Insurance Experts Explain What Do To After A Car Insurance Lapse
Water can render a car totally useless. The modern devices installed in a car can be short-circuited when water breaches in. So, it is normal for drivers to ask themselves if their insurance plan will reimburse them. Find out more and get free car insurance quotes from http://cheapquotesautoinsurance.com/car-insurance-cover-floods/ … [Read more...] about Does Car Insurance Cover Flood Damage Caused By Hurricanes?
Jail and community service. First-time offenders with a low BAC will usually have to do community service. The situation changes, even for first offenders, when human victims are involved. In this case, the felony is likely to result in jail time for the DUI driver. The length of the jail time sentence depends on the condition of the victims. The guilty driver can expect to serve several months of jail time for minor injuries like bruises, or even many years behind the bars if the victim dies because of the accident. Fines. Depending on which state the incident happened, expect fines from as low as $500 for first-time offenders in North-Dakota, and as high as $10,000 for drivers that have children on board in Texas. Drug and alcohol education programs. Many states offer lesser penalties to those drivers that attend these programs. In some states, participating in a drug and alcohol education course is mandatory. AA meetings. Judges may sentence DUI drivers to participate in this … [Read more...] about Typical Penalties For Drunk Driving Or Driving While Intoxicated
But without concrete aims and goals, it’s much more difficult to save. Sit yourself down, decide where it is that you want to go and make a plan detailing how long you want to be away for. Of course, plans can change, but without a plan in the first instance, you won’t be going anywhere. … [Read more...] about How to Save Money for Travel: A Step by Step Plan